• Infill and subdivision residential construction loans for freehold and condominium projects
• Land servicing and building lot loans
• Construction loans for mid-rise & high-rise condominium projects
• Construction lending for custom homes & renovation programs
• Land loans for residential and commercial sites, parking lots and hi-rise sites
• Commercial plaza / Industrial construction loans

• Large Construction Loan Program Across Canada

• First Mortgages for industrial, commercial and retail properties, including warehouses, stores and apartments, and all types of income-producing properties
• Apartment buildings 1st and 2nd mortgages for acquisitions, refinancing, and renovation purposes including short-term bridge loans and long-term fixed rate loans
• Mobile Home Parks – 1st and 2nd mortgages for purchases, refinancing and development expansion
• Small Commercial Program: 1st mortgages on retail stores with apartments above

• FC Term Loan Program Details

• Bridge financing – up to 2 years open for interim situations, on all asset classes
• Acquisition loans and equity bridge loans pending repayment from long term debt or equity raises
• Work out lending / special situation loans
• Secondary debt, behind closed first mortgage term loans – matching maturity dates of existing 1st mortgage
• Mortgage purchases, performing and non-performing
• Inventory loans on un-sold housing and condominium units
• Debtor in Possession Financing

• Special Situations Finance Group

Mezzanine and Equity Capital (Development Properties)

• Land loans (postponing to construction financing)
• Mezzanine subordinated loans providing the gap funding between the owner’s equity and the bank construction loan
• Building lot deposit loans
• Condominium inventory loans prior to condominium registration

Mezzanine and Joint Venture Equity Investments (Commercial and Residential Properties)

• Investment property acquisitions – mezzanine and equity capital
• Preferred Equity Capital
• Joint ventures on property acquisitions and development properties

• Joint Venture Equity Deals

• Revolving Acquisition lines for private REITs, small cap public REITs & CPCs pending the raising of equity or debenture financing
• Margin Loans secured by Canadian listed stock / trust units
• Capitalization of new entities for management creation IPO’s or management buy outs
• Rights offering back stop facilities
• Secured Subordinated Debentures / Convertible Debentures
• Warehousing of assets or equity provided pre-IPO completion
• Investment and Capitalization for: turnaround situations, bridge lending, private placement participation and special situation opportunities
• Working in conjunction with the client’s investment bank in providing temporary capital, including back stop funding pending raising equity or debt
• Public & Private REIT Debentures

• 1st and 2nd mortgages
• Purchases or refinances
• Investor owned properties
• Lakefront and cottage properties

• Alternative Residential Lending Program